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Zions Bancorporation Commercial Underwriter- Reno or Las Vegas in Reno, Nevada

Committed to our state since 1959, Nevada State Bank keeps a focus on customer service of the highest standards. We strive to attract and retain the best and the brightest talent. Nevada State Bank is looking for colleagues who do the right thing, present a can-do spirit, provide accountability, and act as financial specialists. Our shared commitment to the Bank's Open-Door core values shape every colleague's attitude, response, and daily actions. Nevada State Bank, a division of Zions Bancorporation, N.A., is a full-service bank offering a complete range of consumer, private and business banking services with branches serving 20 communities across the state of Nevada.

We are now accepting applications for a Commercial Underwriter. This position can be located in the Reno or Las Vegas area.

The ideal candidate for this position will have the skills and experience necessary to;

  • Be responsible for compilation of data as it relates to preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of related collateral, appraisals, audits and other data.

  • Interpret outcome of analysis and prepares summary, recommendations and may make joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted.

  • Be responsible for evaluating, analyzing and forming opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications.

  • Be responsible for spreading financial statements, identifying credit strengths and weaknesses, providing detailed and documented analysis of credit worthiness.

  • Ensure credit requests are processed in accordance with bank policies, banking regulations and laws.

  • Identify risk and mitigating factors related to conducting a thorough credit analysis for approval.

  • Respond to internal and external customer inquiries.

  • Recommend exceptions based on findings.

  • Work closely with Relationship Manager on the more complex aspects of loan structuring, including long term, fixed vs. variable rates, pre-payment penalty and other variables (if needed).

  • Perform other duties as assigned.

Req ID: 051858

Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.